Friday, Changing my ways...

     Yes today I must get something done.  Like hem three skirts and fix a wedding dress and a flower girl dress.  I have been putting this off. I no longer can.  That is okay as I was a slug yesterday.  Hubs is home with a sore throat and cold.  So I am staying clear of him. 

     Had a nice long talk with my sissie yesterday.  She is doing so well with her debt reduction I am jealous.  I had to order marley tape and fix a computer yesterday all to the tune of about $500.00 all on a credit card.  I will be able to sit down soon and form a plan but not today.  I do have money put aside for debt repayment but just in a state of denial.  I promise to pull my head out soon.  I will set some goals and make a plan.  Blah!

     I would so like to have the CC debt and at least the truck paid off before summer.  Having that big truck payment is a drag even though it is studio debt. I still have two vehicle payments and I hate it. I am so happy that I can just pay my bills and not be behind constantly, but I really need to stop spending money.  Next week will be a new month and a new year. I will have to have at least $500.00 for the house payment.  So life just goes on and does not change.

  Unless  UNLESS we change it!  So I will be changing my ways come the new year.  Just a few small goals added to a few small goals that will build into big goals.  I have to honestly say when the sewer collapsed last summer and I had 6 weeks of eye surgery I went on a bender.  I was so discouraged and I just did not care, felt sorry for myself, blamed the world.  But that is over and I must grow up and take responsibility.  No one is going to pay these debts but me and I have let bad habits creep back in.  I am the Queen of justification.  I can justify anything.  Especially spending money.

     So I am off to think of some goals as I sew today.  Goals I can live with.  Goals I can keep. Realistic goals.

     Out My Window:  Cold but sunny!

Have a great and productive day!

Kim